American College of Emergency Physicians

Recent Reforms Enacted (since 2003)	Prevents liability lawsuits filed based on the "loss of opportunity" for an improved life.
Emergency Care Provision	None
Reform Elements In Law	Joint Liability Periodic Payments Expert Witness
Constitutional Status of Reforms	Untested
Change in Insurance Rates	State actuary testified at a Dept. of Insurance hearing in July 2005 that Medical Mutual Insurance had increased liability rates by 80% since January of 1999 with two other insurers raising rates more than 30 percent. AMA reports at least one insurer raised rates as much as 25 to 40% in 2004.
Insurance Availability	Information not available.
Change in Physician Availability	Information not available.
Change in Cases Filed/Awards	47 paid claims in 2003 or 13.5 per 1000 active nonfederal physicians. US avg. was 18.8 per 1000. 53 paid claims in 2005 or 15.3 per 1000 active nonfederal physicians. US avg. was 17.1 per 1000. (Kaiser) 35 total number of paid claims for 2006 or 8.4 per 1,000 active, non-federal physicians. 41 paid claims in 2007.