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Michigan

Recent Reforms Enacted (since 2003) 2012-adjusts caps on recoverable non-economic damages at $280,000 and reduces the total amount of future damages to present values at a rate of five percent per year, compounded annually, for each year in which those damages accrue.
Emergency Care Provision None
Reform Elements In Law 280K cap
Collateral Source
Attorney Fee Limit
Expert Witness
Affidavit of Merit
Constitutional Status of Reforms  Information not available.
Change in Insurance Rates AMA reports at least one insurer raised rates as much as 40 to 100% in 2004. The state's largest liability insurer announced an average reduction in rates of 6.5% for 2008 and an average reduction of 13% in Wayne County.
Insurance Availability  Information not available.
Change in Physician Availability  Information not available.
Change in Cases Filed/Awards 574 paid claims in 2003 or 19.9 per 1000 active nonfederal physicians.  US avg. was 18.8 per 1000.  451 paid claims in 2005 or 415.5 per 1000 active nonfederal physicians.  US avg. was 17.1 per 1000. (Kaiser) 389 total number of paid claims for 2006 or 11.7 per 1,000 active, non-federal physicians. 414 paid claims in 2007.
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