American College of Emergency Physicians

Recent Reforms Enacted (since 2003)	None
Emergency Care Provision	None
Reform Elements In Law	Joint Liability Collateral Source Attorney Fee Limit Periodic Payments Expert Testimony Affidavit of Merit
Constitutional Status of Reforms	Information not available.
Change in Insurance Rates	CMIC, a physician-owned insurer, announced it would not increase rates in 2006 and physicians with no liability losses who have been insured by CMIC for at least 5 years will receive credits of 7.5% to 25% off their premiums. State regulators denied a request by ProMutual to increase premiums by 12%. ProMutual increased rates by 23.2% in November 2004. In October 2004, 3 insurers requested rate increases of 14.6%, 25% and 89.6% respectively.
Insurance Availability	Information not available.
Change in Physician Availability	Information not available.
Change in Cases Filed/Awards	215 paid claims in 2003 or 16.8 per 1000 active nonfederal physicians. US avg. was 18.8 per 1000. 142 paid claims in 2005 or 11 per 1000 active nonfederal physicians. US avg. was 17.1 per 1000. (Kaiser) 151 total number of paid claims for 2006 of which 10.2 paid claims per 1,000 were active, non-federal physicians. 144 paid claims in 2007.